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Car insurance in California is essential and compulsory. There are four methods to meet the financial requirement of the state. A  minimum liability insurance, a cash deposit of $35000 with the Department of Motor Vehicles (DMV),  A self insurance certificate from the DMV, or a surety bond from an insurance company to do business in the state. Since 2006 the DMV has made it compulsory for all vehicles to have liability insurance.  Proof of insurance is to be carried by the driver at all compare auto insurance quotes. This is required when purchasing/registration, in case of accidents or when deemed necessary by the law enforcement officer.

The DMV maintain insurance records and closely monitor them. In case a vehicle is not insured its California car insurance quotes can be suspended. In case the insurance policy lapses a new policy will have to be taken within 45 days or the registration can be suspended for a year .Comprehensive and collision coverage is not mandatory. In the case of high risk drivers SR 22 coverage is required and this coverage is to be maintained for 3 years. This happens when caught affordable car insurance without auto insurance or you are unable to pay damages in an accident claim. Car insurance in California hence has to be properly made to ensure safe driving.